Circular
Board Announces Online Database for Consumer Credit Card Agreements
May 24, 2010
Circular No. 12211

Consumer credit card agreements from more than 300 credit card issuers are now online in a searchable database created by the Federal Reserve Board.

The agreements contain general credit terms and conditions along with pricing and fee information. The database will help consumers compare credit card agreements and find a card that best suits their personal finance needs.

Not all consumer credit card agreements are available in the database. Additionally, the Credit Card Accountability, Responsibility, and Disclosure Act of 2009 requires credit card issuers to post account agreements on their websites as well as to make consumer's individual credit card agreement(s) available to them upon request.

See press release for full details.

Press release offsite
Consumer Credit Card Agreements Online Database offsite