1997 Community Reinvestment Act Exams
Bank evaluations are based on lending, investment and service tests; for most banks, the lending test is weighted most heavily in determining the overall rating.
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Bank
Exam Date
Public Date*
Rating
Report
 
Alden State Bank
13216 Broadway
Alden, NY 14004
Dec 1, 1997
Apr 28, 1998
Outstanding
OFFSITE PDF
15 pages / 62 kb
 
Banco Popular de Puerto Rico
PO Box 2708
San Juan, PR 00936-2708
Jun 2, 1997
Mar 26, 1998
Outstanding
PDF
75 pages / 202 kb
 
Bank of Avoca
18 North Main Street
Avoca, NY 14809
May 12, 1997
Oct 1, 1997
Satisfactory
PDF
9 pages / 42 kb
 
Bank of Cattaraugus
24 Main Street
Cattaraugus, NY 14719
Aug 18, 1997
Jan 12, 1998
Outstanding
OFFSITE PDF
8 pages / 37 kb
 
The Depository Trust Company
55 Water Street
New York, NY 10041
(NOT SUBJECT TO CRA)
 
The Bank of New York
One Wall Street
New York, NY 10015
Aug 18, 1997
Jul 16, 1998
Satisfactory
PDF
134 pages / 398 kb
 
The Bank of Millbrook
Franklin Avenue, Box AF
Millbrook, NY 12545
Aug 4, 1997
Dec 31, 1997
Outstanding
OFFSITE PDF
9 pages / 35 kb
 
The Bank of Smithtown
One East Main Street
Smithtown, NY 11787
Aug 4, 1997
Dec 31, 1997
Satisfactory
PDF
8 pages / 32 kb
 
BPD International Bank
152 West 57th Street
New York, NY 10019
Mar 10, 1997
Jul 28, 1997
Outstanding
PDF
10 pages / 45 kb
 
The Chase Manhattan Bank
270 Park Avenue
New York, NY 10017
Mar 10, 1997
Dec 30, 1997
Outstanding
OFFSITE PDF
154 pages / 552 kb
 
First State Bank
3 Main Street
Canisteo, NY 14823
Nov 3, 1997
Apr 9, 1998
Outstanding
PDF
9 pages / 44 kb
 
First Tier Bank and Trust
107 Main Street
Salamanca, NY 14779
Jun 2, 1997
Oct 22, 1997
Outstanding
PDF
10 pages / 41 kb
 
Great Eastern Bank
41-48 Main Street
Flushing, NY 11355
Feb 3, 1997
Jul 3, 1997
Satisfactory
PDF
9 pages / 37 kb
 
Interchange State
Park 80 West/Plaza Two
Saddle Brook, NJ 07663
July 7, 1997
Mar 12, 1998
Satisfactory
OFFSITE PDF
38 pages / 130 kb
 
Mellon Securities Trust Company
120 Broadway, 13th floor
New York, NY 10271
(December 1, 1997)
(NOT SUBJECT TO CRA)
 
Multinet International Bank
40 Broad Street, 10th Floor
New York, NY 10004
Oct 6, 1997
(NOT SUBJECT TP CRA)
 
Participants Trust Company
55 Water Street
New York, NY 10041
Dec 4, 1997
(NOT SUBJECT TO CRA)
 
Peapack Gladstone Bank
158 Route 206 North
Gladstone, NJ 07934
Dec 1, 1997
Apr 7, 1998
Satisfactory
OFFSITE PDF
46 pages / 170 kb
 
Solvay Bank
1537 Milton Avenue
Solvay, New York 13209
Feb 3, 1997
Jul 3, 1998
Outstanding
OFFSITE PDF
11 pages / 39 kb
 
Summit Bank
301 Carnegie Center
P.O. Box 2066
Princeton, NJ 08543-2066
Sep 39, 1997
Jul 16, 1998
Outstanding
PDF
127 pages / 324 kb
 
United Missouri Trust Company of New York
One Battery Park Plaza, 8th floor
New York, NY 10004
De 2, 1997
Mar 12, 1998
(NOT SUBJECT TO CRA)
*A copy of the public section of the most recent CRA performance evaluation must be placed in a bank's public file within 30 business days after its receipt from the Board of Governors of the Federal Reserve System.