Second Federal Reserve District Banking Markets The Federal Reserve Bank of New York is responsible
for assessing the potential anti-competitive effects resulting
from bank mergers, branch sales or other changes in bank ownership
within the Second Federal Reserve District. This assessment
requires designating geographic markets within the Second
District and monitoring the shares of market deposits held
by top-tier bank holding companies operating in each market.
Currently, we oversee 20 banking markets in the Second Federal
Reserve District: 14 in the New York area, four in Puerto
Rico and two in the U.S. Virgin Islands.
For details on the method by which Second District banking
markets are defined and how those definitions changed after
the 2000 Census, see Morgan
and Todd .
of Second District. For a detailed list of Second District
markets and market shares, see below.
Competitive Analysis and Structure Source Instrument for Depository Institutions (CASSIDI)
The St. Louis Federal Reserve Bank created CASSIDI as a resource that provides banking market definitions as well as a tool to calculate how a potential merger transaction would change a banking market's concentration. Users are able to search for and view banking markets, find banking market concentrations and perform "what if" analyses on banking market structures.