skip to main content
Federal Reserve Bank of New York
Careers
Publications Catalog
News & Events
Banking Markets Research Education Regional Outreach About the Fed
 

 
 
Community Reinvestment Act Exams
The New York Fed conducts CRA exams of Second District member banks. The written evaluations and the banks' CRA ratings are made public. Read recent CRA public evaluations and find out which banks are scheduled for an upcoming CRA exam here.
Background
Community Reinvestment Act
Definitions of CRA Ratings
Second District Member Banks
Interagency Questions and Answers PDF
Federal Register 64 (84), May 3, 1999; 31 pages / 229 kb
Bank Evaluation
Evaluations are based on lending, investment and service tests; for most banks, the lending test is weighted most heavily in determining the overall rating.
   
 
Bank
Exam Date
Public Date*
Rating
Report
 
 
The Adirondack Trust Company
Jan 27, 2003
Jul 2, 2003
Outstanding
PDF
22 pages / 1.8 mb
 
The Bank of New York
May 19, 2003
Nov 27, 2003
Satisfactory
PDF
46 pages / 5.1 mb
 
BPD International Bank
4th Quarter
TBD
TBD
 
Greenwich Bank & Trust Co.
Feb 24, 2003
Jul 3, 2003
Satisfactory
PDF
10 pages / 699 kb
 
Great Eastern Bank
Apr 7, 2003
Aug 23, 2003
Satisfactory
PDF
12 pages / 461 kb
 
HSBC
Feb 24, 2003
Sep 18, 2003
Outstanding
PDF
123 pages / 22.7 mb
 
Interchange Bank
Oct 20, 2003
Apr 14, 2004
Satisfactory
PDF
19 pages / 414 kb
 
JPMorgan Chase Bank
Sep 8, 2003
Mar 23, 2004
Outstanding
PDF
111 pages / 954 kb
 
Mizuho Corporate Bank
Dec 31, 2003
Jun 17, 2004
Outstanding
PDF
11 pages / 202 kb
 
Orange County Trust Company
Aug 25, 2003
Jan 28, 2004
Satisfactory
PDF
12 pages / 39 kb
 
Peapack Gladstone Bank
Nov 25, 2003
Apr 1, 2004
Satisfactory
PDF
22 pages / 233 kb
 
Redwood Bank
Dec 1, 2003
May 19, 2004
Satisfactory
PDF
11 pages / 239 kb
 
Solvay Bank
Nov 3, 2003
May 19, 2004
Satisfactory
PDF
21 pages / 485 kb
 
*A copy of the public section of the most recent CRA performance evaluation must be placed in a bank's public file within 30 business days after its receipt from the Board of Governors of the Federal Reserve System.
Additional Resources
Federal Reserve Board:
Community Reinvestment Act Strategic Plan OFFSITE
CRA Performance Ratings OFFSITE
Wholesale and Limited Purpose Designations

Federal Financial Institutions Examination Council: CRA offsite

The Twenty-Fifth Anniversary of the Community Reinvestment Act: Past Accomplishments and Future Regulatory Challenges PDF
Economic Policy Review, June 2003, 23 pages / 209 kb

Files in PDF format require ADOBE® READER® SOFTWARE