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Community Reinvestment Act Exams
The New York Fed conducts CRA exams of Second District member banks. The written evaluations and the banks' CRA ratings are made public. Read recent CRA public evaluations and find out which banks are scheduled for an upcoming CRA exam here.
Background
Community Reinvestment Act
Definitions of CRA Ratings
Second District Member Banks
Interagency Questions and Answers PDF
Federal Register 64 (84), May 3, 1999; 31 pages / 229 kb
Bank Evaluation
Evaluations are based on lending, investment and service tests; for most banks, the lending test is weighted most heavily in determining the overall rating.
   
 
Bank
Exam Date
Public Date*
Rating
Report
 
 
Banco Popular de Puerto Rico
Sep 15, 2008
May 7, 2009
Outstanding
PDF
78 pages / 1.22 mb
 
BPD Bank
Nov 10, 2008
Apr 20, 2008
Outstanding
PDF
13 pages / 786 kb
 
Chemung Canal Trust Company
Mar 10, 2008
Aug 4, 2008
Outstanding
PDF
28 pages / 321 kb
 
Deutsche Bank Trust Company Americas
Dec 1, 2008
May 7, 2009
Outstanding
PDF
14 pages / 2.89 mb
 
Manufacturers and Traders Trust Company
May 12, 2008
March 27, 2009
Outstanding
PDF
204 pages / 2.25 mb
 
Mizuho Corporate Bank (USA)
Jan 14, 2008
May 30, 2008
Outstanding
PDF
13 pages / 1.05 mb
 
Orange County Trust Company
Jan 14, 2008
June 6, 2008
Satisfactory
PDF
16 pages / 958 kb
 
Tioga State Bank
Mar 10, 2008
Sep 8, 2008
Satisfactory
PDF
16 pages / 0.99 mb
 
*A copy of the public section of the most recent CRA performance evaluation must be placed in a bank's public file within 30 business days after its receipt from the Board of Governors of the Federal Reserve System.

Performance Evaluations Archive
1999 | 1998 | 1997 | 1996 | 1995

   
Additional Resources
Federal Reserve Board:
Community Reinvestment Act Strategic Plan OFFSITE
CRA Performance Ratings OFFSITE
Wholesale and Limited Purpose Designations

Federal Financial Institutions Examination Council: CRA offsite

The Twenty-Fifth Anniversary of the Community Reinvestment Act: Past Accomplishments and Future Regulatory Challenges PDF
Economic Policy Review, June 2003, 23 pages / 209 kb

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