Community Reinvestment Act Exams
The New York Fed conducts CRA exams of Second District member banks. The written evaluations and the banks' CRA ratings are made public. Read recent CRA public evaluations and find out which banks are scheduled for an upcoming CRA exam here.
Background
Community Reinvestment: Does Your Bank Measure Up?
Your Bank's Overall CRA Rating
Second District Member Banks
Interagency Questions and Answers
Federal Register 64 (84), May 3, 1999; 31 pages / 229 kb
Bank Evaluation
Evaluations are based on lending, investment and service tests; for most banks, the lending test is weighted most heavily in determining the overall rating.
 
Bank
Exam Date
Public Date*
Rating
Report
 
Adirondack Bank
August 22, 2011
June 25, 2012
Satisfactory
PDF
31 pages / 1031 kb
 
Adirondack Trust Company
June 13, 2011
October 17, 2011
Outstanding
PDF
22 pages / 685 kb
 
Amboy Bank
March 21, 2011
November 13, 2012
Satisfactory
PDF
28 pages / 7514 kb
 
Banco Popular North America
May 31, 2011
May 3, 2012
Satisfactory
PDF
83 pages / 5,825 kb
 
Banco Popular Puerto Rico
January 24, 2011
February 13, 2012
Outstanding
PDF
79 pages / 1,140 kb
 
Bank of Millbrook
July 25, 2011
March 7, 2012
Satisfactory
PDF
14 pages / 876 kb
 
Bank of NY Mellon
September 12, 2011
April 19, 2012
Satisfactory
PDF
17 pages / 2216 kb
 
Empire State Bank
August 1, 2011
April 25, 2012
Satisfactory
PDF
29 pages / 1663 kb
 
Five Star Bank
August 1, 2011
May 31, 2012
Outstanding
PDF
38 pages / 1444 kb
 
Gotham Bank of New York
February 7, 2011
September 12, 2011
Satisfactory
PDF
13 pages / 1851 kb
 
Solvay Bank
November 28, 2011
July 25, 2012
Satisfactory
PDF
20 pages / 11259 kb
*A copy of the public section of the most recent CRA performance evaluation must be placed in a bank's public file within 30 business days after its receipt from the Board of Governors of the Federal Reserve System.
Bank Exams by Year
Browse by year in which exam began (exam date).
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