Despite the many services banks provide, a significant number of people remain unbanked. Access http://www.newyorkfed.org/
education/banking/unbanked.html. Based on what you read, how would you answer the following?

• What are three important facts you learned about the unbanked from studying these charts?
• Why does the largest percentage of unbanked persons come from the lowest income group?
• Which reasons for being unbanked are most justified? Which are least justified?
• What are three arguments you would make to convince someone who is unbanked to open a bank account?