Access http://www.ahrq.gov/consumer/
insuranc.htm. Answer the following questions:

• Discuss two reasons why it’s a good idea for a person at any age to have health insurance.
• List two advantages and two disadvantages of “fee-for-service” plans.
• Describe the differences between Health Maintenance Organizations (HMOs) and Preferred Provider Organizations (PPOs). What are the major advantages and disadvantages of each? If you had the choice of either of these plans, which would you prefer?
• Based on what you learned about health insurance in this tutorial, what advice would you give a friend looking to purchase health insurance?