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Staff Study 160: Banking Markets and the Use of Financial Services by Small and Medium-Sized Businesses
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Gregory E. Elliehausen and John D. Wolken, September 1990. Single copies only. 35 pp.
Board of Governors
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Facts & Trends: A Look at New Jersey's Subprime Mortgages in Foreclosure.
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This issue traces patterns of regional variation in, and neighborhood concentration of, owner-occupied subprime mortgages in foreclosure. Volume 1 No. 1 4 pp.
New York - District 2
08/04/2008
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2004 Community Development Finance Research Conference: A Summary
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The Federal Reserve Bank of Philadelphia and the Federal Reserve Bank of New York, with the support of the Federal Reserve Bank of Cleveland, hosted this conference on December 9-10, 2004, at the New York Fed. This publication summarizes the conference findings for academics, practitioners and policymakers interested in community development finance issues. length varies.
Philadelphia - District 3
12/11/2006
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Small Business Resource Directory
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This directory provides information on resources available to small businesses and can be used as a guide for those who work directly with small business persons seeking financial and/or technical assistance in New York, Fairfield County, Connecticut, Puerto Rico, and the Virgin Islands. To include information for the next edition of the business directory submit using the on-line form. 161 pp.
New York - District 2
01/17/2006
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2004 Annual Report of Community Development Activity
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This report provides a sampling of the Office of Regional and Community Affairs' 2004 activities, as well as a preview of what¿s coming in 2005. Length varies.
New York - District 2
01/11/2006
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Householder Response to the Earned Income Tax Credit: Path of Sustenance or Road to Asset Building
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This study seeks to gain a more complete picture about how the Earned Income Tax Credit program influences consumer expenditure and saving decisions. Length varies
New York - District 2
01/03/2006
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Consumer Compliance Handbook
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Contains examination objectives, procedures, and instructions that provide examiners with guidelines for conducting consumer compliance examinations and preparing and distributing examination findings. Updated Janaury 2006. Base manual $50, plus $20 renewal fee each year for updates. Call 202/452-3245 for current price. 200+ pp.
Board of Governors
01/01/2006
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Stored Value Cards as a Method of Electronic Payment for Unbanked Consumers
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Stored value cards, also known as prepaid cards, represent one of the most dynamic segments of the financial services industry. Payroll cards and reloadable general spending cards, in particular, are often marketed to unbanked and underbanked individuals as an alternative means of conducting their financial transactions. This paper describes the stored value card market and the characteristics of payroll and reloadable general spending cards, compares the costs of using these cards relative to other financial services and products, discusses some of the federal regulatory issues concerning these cards, and outlines areas for further research. 30 pp.
New York - District 2
08/01/2005
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Regional and Community Affairs Report (Spring 2005)
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The Earned Income Tax Credit Program: Using the EITC as a Tool for promoting Saving and Participation in the Banking System. by Elizabeth Mahoney 4 pp.
New York - District 2
03/21/2005
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BankLinks Newsletter (Winter 2003)
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Published by the Office of Regional and Community Affairs, this issue focuses on Federal Reserve System Creates Initiative to Promote Financial Education. Length varies.
New York - District 2
09/21/2003
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