Consumer protection, community reinvestment
Robert Gutierrez is an examining officer. He manages the Consumer Compliance Examination Group. The Consumer Compliance Examination Group conducts consumer compliance, CRA, and fair lending examinations at holding companies and state member banks located in New York, New Jersey, southern Connecticut, Puerto Rico and the United States Virgin Islands.
Before joining the Bank in 1996, Mr. Gutierrez was a national bank examiner at the Office of the Comptroller of the Currency, a federal thrift regulator at the Office of Thrift Supervision and an auditor at the Federal Deposit Insurance Corporation. Mr. Gutierrez earned a bachelor's in business administration from Pace University and completed the graduate school of banking program at the University of Wisconsin.