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About the New York Fed
- About the New York Fed
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- At the New York Fed, our mission is to make the U.S. economy stronger and the financial system more stable for all segments of society. We do this by executing monetary policy, providing financial services, supervising banks and conducting research and providing expertise on issues that impact the nation and communities we serve.
  
  Introducing the New York Innovation Center: Delivering a central bank innovation execution
  
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- As part of our core mission, we supervise and regulate financial institutions in the Second District. Our primary objective is to maintain a safe and competitive U.S. and global banking system.
  
  The Governance & Culture Reform hub is designed to foster discussion about corporate governance and the reform of culture and behavior in the financial services industry.
  
  Need to file a report with the New York Fed? Here are all of the forms, instructions and other information related to regulatory and statistical reporting in one spot.
  
  The New York Fed works to protect consumers as well as provides information and resources on how to avoid and report specific scams.
Financial Services & Infrastructure
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- The Federal Reserve Bank of New York works to promote sound and well-functioning financial systems and markets through its provision of industry and payment services, advancement of infrastructure reform in key markets and training and educational support to international institutions.
  
  The New York Fed provides a wide range of payment services for financial institutions and the U.S. government.
  
  The New York Fed offers the Central Banking Seminar and several specialized courses for central bankers and financial supervisors.
  
  The New York Fed has been working with tri-party repo market participants to make changes to improve the resiliency of the market to financial stress.
Community Development
& Education

José-Luis Cruz

Research Economist
Climate Risk Studies
Federal Reserve Bank of New York
33 Liberty Street
New York, NY 10045

jose-luis.cruz@ny.frb.org


Bio	Publications

Fields of interest

Environmental Economics, Spatial Economics

José-Luis Cruz joined the New York Fed in 2024. His research focuses on the local economic consequences of global warming, the efficiency of environmental policies and the implications of clean energy transition through the lens of spatial dynamic models, accounting for several adaptation mechanisms and pursuing a fine level of geographical and industrial resolution. Prior to joining the New York Fed, Cruz was a S.V. Ciriacy-Wantrup Postdoctoral Fellow at the University of California, Berkeley. He received his Ph.D. from Princeton University.

Personal Webpage

Jose-Luis Cruz's CV PDF

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