Working Papers

To Surcharge or Not to Surcharge: An Empirical Investigation of ATM Pricing 
With Timothy Hannan, Elizabeth Kiser, Robin Prager
Federal Reserve Bank of New York, June 2001
34 pages / 2.4 mb

A Model of ATM Pricing: Foreign Fees and Surcharges 
Federal Reserve Bank of New York, June 2001
9 pages / 46 kb

Payment Intermediation and the Origins of Banking 
With William Roberds
Federal Reserve Bank of New York Staff Reports, Number 85, September 1999
43 pages / 275 kb

Settlement Risk Under Gross and Net Settlement 
With William Roberds, Charles Kahn
Federal Reserve Bank of New York Staff Reports, Number 86, September 1999
34 pages / 210 kb

The views expressed in the papers listed on this page are those of the author(s) and do not necessarily reflect the position of the Federal Reserve Bank of New York or the Federal Reserve System.