The Federal Reserve Bank of New York works to promote sound and well-functioning financial systems and markets through its provision of industry and payment services, advancement of infrastructure reform in key markets and training and educational support to international institutions.
Regional & Community Outreach connects the Bank to Main Street via structured dialogues and two-way conversations on small business, mortgages, and household credit.
Economic Education improves public knowledge about the Federal Reserve System, monetary policy implementation, and promoting financial stability through the Museum and programs for K-16 students and educators, and the community.
Structural Change in the Mortgage Market and the Propensity to Refinance With P. Bennett and S. Peristiani Paper presented at the Spring Meeting of the American Real Estate and Urban Economics Association, June 1998
Effects of Household Creditworthiness on Mortgage Refinancing With S. Peristiani, P. Bennett, G. Monsen, J. Raiff The Journal of Fixed Income Vol. 7, No. 3, December, 1997
Health Care Reform: The Issues and the Options Federal Reserve Bank of New York Working Paper, September 1994
Inflation and the Welfare Loss From Taxation Paper presented at a joint meeting of the Federal Reserve System Committees on Business and Financial Analysis, September, 1993
An Analysis of the Tax Treatment of Homeownership With John Kokus Real Estate Educators Association Journal, May 1992
Impacts of Regulation on Housing and on Housing Finance: The U.S. Case With Donald R. Brenner, Charles A. Feild, Fred A. Flick and John A. Tuccillo The Key to Housing for All: Public/Private Partnerships Preliminary Program, The Third International Shelter Conference, National Association of Realtors, April 1990
Is the Mankiw and Weil Forecast Believable? With Patric H. Hendershott Paper presented at the Spring Meeting of the American Real Estate and Urban Economics Association, May 1990
The Below-Market Financing Premium: The Buyer's Viewpoint With Glenn E. Crellin The Appraisal Journal, October 1985
More than 50 articles published in trade publications in areas of real estate finance, mortgage banking, housing market activity and economic forecasts. Comprehensive list available on request.
Richard Peach's CVThe views expressed in the papers listed on this page are those of the author(s) and do not necessarily reflect the position of the Federal Reserve Bank of New York or the Federal Reserve System.