Financial systems design, Financial contracting, Financial intermediation, Banking theory
João A. C. Santos is an Assistant Vice President in the Financial Intermediation Function of the Federal Reserve Bank of New York. His research interests include financial systems design, banking, banking regulation and corporate finance. His articles have been published in the Journal of Financial Economics, European Economic Review, Journal of Financial Intermediation, Journal of Money Credit and Banking, Journal of Banking and Finance, Financial Management, Journal of Financial Services Research, Journal of Corporate Finance, Financial Markets, Institutions and Instruments, and in various Federal Reserve publications.
Joao Santos's CV 
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