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Has the CDS market lowered the cost of debt to firms? With Adam Ashcraft Journal of Monetary Economics,56(4), 514-523, 2009 Read the full text in SSRN››
Is the secondary loan market valuable to borrowers? With Peter Nigro The Quarterly Review of Economics and Finance, 49, 1410-1428, 2009 Read the full text in SSRN››
Do Banks Price their Informational Monopoly? With Galina Hale Journal of Financial Economics, 93, 185-206, 2009 Read the full text in SSRN››
The Cost of Barriers to Entry: Evidence from the Market for Corporate Euro Bond Underwriting With Kostas Tsatsaronis Cadernos do Mercado de Valores Mobiliarios, 24, 34-63, 2006 (Special issue of CMVM 15th anniversary) Read the full text in SSRN››
Optimal Supervisory Policies and Depositor-Preference Laws With Henri Pages Icfai Journal of Banking Law,April, 19-45, 2004 Read the full text in SSRN››
The Decision to access the Public Bond Market: The role of Reputation, Funding Choices and Lending Relationships With Galina Hale Journal of Banking and Finance,32, 2008 1928-1940 Read the full text in SSRN››
Bank loans, bonds, and information monopolies across the business cycle With Andrew Winton Journal of Finance 63(3), 2008 1315-1359 Read the full text in SSRN››
Trends in Financial Market Concentration and their Implications for Market Stability With Nicola Cetorelli, Beverly Hirtle, Donald Morgan, and Stavros Peristiani Federal Reserve Bank of New York Economic Review13(1), 2007 33-51 Read the full text in SSRN››
Who Should Act as Lender of Last Resort? An Incomplete Contracts Model: A Comment With Charlie Kahn Journal of Money Credit and Banking38(4), 2006 1111-1118
Insuring Banks Against Liquidity Shocks: The Role of Deposit Insurance and Lending of Last Resort Journal of Economic Surveys20(3), 2006 459-482 Read the full text in SSRN››
Identifying the Effect of Managerial Control on Firm Performance With Renee B. Adams Journal of Accounting and Economics41, 2006 55-85 Read the full text in SSRN››
Why Firm Access to the Bond Market Differs over the Business Cycle: A Theory and Some Evidence Journal of Banking and Finance30(10), 2006 2715-2736 Read the full text in SSRN››
The American Keiretsu and Universal Banks: Investing, Voting and Sitting on Nonfinancials Corporate Boards With Adrienne Rumble Journal of Financial Economics80, 2006 419-454 Read the full text in SSRN››
Allocating Bank Regulatory Powers: Lender of Last Resort, Deposit Insurance and Supervision With Charlie Kahn European Economic Review49(8), 2005 2107-2136 Read the full text in SSRN››
Banking and Commerce: A Liquidity Approach With Joseph Haubrich Journal of Banking and Finance29(2), 2005 271-294 Read the full text in SSRN››
Allocating the Lender of Last Resort and Supervision in the Euro Area With Charlie Kahn Monetary Union: Why, How, and What Follows?V. Alexander, J. Melitz and G. M. von Furstenberg eds., chapter 19, Oxford University Press, London Read the full text in SSRN››
Alternative Forms of Mixing Banking with Commerce: Evidence from American History With Joseph Haubrich Financial Markets, Institutions and Instruments, 12(2), 2003 121-164 Read the full text in SSRN››
Switching from Single to Multiple Bank-Lending Relationships: Determinants and Implications With Luisa Farinha Journal of Financial Intermediation,11 (2), 2002 124-151 Read the full text in SSRN››
O Euro e o Sistema Financeiro da Zona Euro Cadernos do Mercado de Valores Mobiliarios, 10, 2001 119-134
The Regulation of Bank Capital: A Review of the Theoretical Literature Financial Markets, Institutions and Instruments,10(2), 2001 41-84 Read the full text in SSRN››
Bank of England in Central Banking Theory International Encyclopedia of Business and Management,2nd edition, volume 1, Accounting to Coase, Malcolm Warner ed, Thomson Learning, London, 2001 342-352
The Importance of Bank Seniority for Relationship Lending With Stanley Longhofer Journal of Financial Intermediation, 9, 2000 57-89 Read the full text in SSRN››
Comments on "Restructuring Bank Regulation: Conflicts of Interest, Stability, and Universal Banking" (by Randall S. Kroszner) and on "Capital Regulation and Depository Institutions," (by Cara S. Lown, Stavros Peristiani and Kenneth J. Bobinson) Restructuring Regulation and Financial Institutions,James R. Barth, R. D. Brumbaugh & Glenn Yago eds., Milken Institute Press, Santa Monica, California, 2000 87-95
Bank Capital and Equity Investment Regulations Journal of Banking and Finance,23(7), 1999 1095-1120
Commercial Banks in the Securities Business: A Review Journal of Financial Services Research,14(1), 35-59, 1998 See also ›› Reprinted in Chinese in the Investment Order Review 1(2), (Explorations into the Evolution of Financial Systems), 165-195
Securities Activities in Banking Conglomerates: Should Their Location Be Regulated? Cato Journal,18(1), 1998 93-117
The Dynamics of the Banking Consolidation Impact on Small Business Lending With Ben Craig Proceedings to the Bank Structure Conference of the Federal Reserve Bank of Chicago, 1998 569-588
Debt and Equity as Optimal Contracts Journal of Corporate Finance,3, 1997 355-366
Glass Steagall and the Regulatory Dialectic Federal Reserve Bank of Cleveland Economic Commentary, February 15, 1996 See also ›› Reprinted in the 1997, Readings to accompany The Economics of Money, Banking, and Financial Markets, 4th edition, James W. Eaton & Frederic S. Miskin eds., Addison-Wesley, Massachusetts, reading 20, 155-162
Joao Santos's CVThe views expressed in the papers listed on this page are those of the author(s) and do not necessarily reflect the position of the Federal Reserve Bank of New York or the Federal Reserve System.